Our Services
Commercial Loan Broker
Our team of experienced professionals will work tirelessly to find you the best loan options for your unique needs.
We understand that running a business can be stressful, which is why we make the loan process as easy and stress-free as possible. Whether you need funds for expansion, equipment purchases, or working capital, we have the connections and expertise to make it happen.
Don't let financial worries hold your business back any longer. Contact us today to learn more about how our commercial loan broker service can help you achieve your goals.
Business Plan Development
We work with you to craft a comprehensive plan that meets your unique needs and goals.
We understand that every business is different, which is why we take the time to get to know you and your business before putting together a plan. Our services include market research, financial projections, SWOT analysis, and more. Whether you're looking to secure funding, attract new customers, or simply organize your ideas, we've got you covered.
Contact us today to learn more about our business plan development services and how we can help you succeed.
Financial Products (USA y PR)
Startup Loans
We work on transactions from $50,000 up to $500,000. 3 to 10 years with monthly payments and rates between 6% to 18%. 650+ Credit score on 2 of 3 bureaus.
Equipment Leasing
Purchase the equipment or machinery your business needs with equipment financing. Approval and disbursement between 24 to 48 hours for businesses in PR and EU.
Consumer Financing
Offering consumer financing to your clients makes it possible for customers to purchase products or services they could not afford to pay upfront.
Working Capital
We work transactions of $25,000 or more for established businesses with at least 1 year of operation.
Factoring
We offer the service of financing against accounts receivable or purchase orders to companies that have been operating for more than 2 years.
Bridge Loans
We work with short-term financing (12 months or less) for commercial or residential property transactions of $100k and up.
SBA Loans / 504, 7a & MicroLoans
We help you prepare the business plan and financial projections necessary for you to obtain your business loan with SBA through any of its programs.
Franchise Financing
We are experts in developing business plans and access to capital for franchise businesses. We work with over 20 franchises in Puerto Rico and the U.S. We help you get the capital you need.
Other Options
If you need quick access to working capital & generate at least $20,000 in monthly revenue, you will qualify. Loans from $20,000 up to $5,000,000 within 3 days.
Business Loan Consolidation
We can consolidate debt into a business term loan with monthly payments and low rates. Terms range from 1 to 5 years, with a credit score minimum of 660, and funding up to $350,000 is available.
Commercial Real Estate Loans
We work with lenders with private money secured by commercial real estate of all types: office buildings, retail space, warehouses. From $151,000 up to $50,000,000 fixed-interest rates starting as low as 6%*, and terms from 1 to 30 years.
Hard Money Loans
We are Hard Money lenders who offer fast, flexible, Private Money and Bridge loans that make sense for you. We provide short-term mortgage solutions to acquire fix and flips, rental properties, rehab, or refinance commercial properties all across the United States.
Fix and Flip Loans
We lend to investors in the business of purchasing distressed properties. Terms range from 1 to 30 years, 75% LTV, interest rate starting at 7%, and funding from $100,000 up to $50,000,000 is available.
Foreign Nationals
OCS works with foreign nationals interested in owning or investing in the American Dream. You can buy or refinance a residential o commercial property in the USA. Our foreign national residential loan programs feature low documentation with quick, easy approval.
Personal Loans
We work with transactions from $25,000 up to $500,000. Term: 1 to 5 years and rates between 6% to 18%. Know within 24 if your are approved with a soft credit check. Once approved, we'll need basic documents like tax returns or pay stubs.
Optimum Capital Services, LLC. is an authorized representative of several institutions that offer financing in PR and the EU.
1-888-894-2088
joe@optimumcapitalservices.com
PO BOX 951283 Lake Mary, FL 32795
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